Direct Deposit
- Specify what should be done with a federal and/or state refund in TaxSlayer’s E-file, on the Bank Account page, as described on page 117.
- A taxpayer’s federal refund can be deposited directly to one or more taxpayer bank accounts, which gets the refund to the taxpayer at least a week earlier than if the taxpayer is mailed a paper check.
- Venmo (and presumably similar services) provides taxpayers with a routing number and account number; these are for an FDIC-insured bank with which Venmo is a partner.
- Paper returns can request that a refund be paid using direct deposit.
- Amended federal returns that are e-filed can include direct deposit for a refund.
- The taxpayer is not notified by the IRS when the refund has been deposited but can check online at irs.gov/refunds [click “Check Your Refund”].
- Note for CA returns: For a CA refund:
- TaxSlayer uses the first-listed bank account in the Bank Account page of the E-file section.
- In TaxSlayer, the CA refund cannot be split between two or more bank accounts.
- Paper returns, including amended returns, can request that a refund be direct deposited.
- The taxpayer won’t be notified by the FTB when a refund has been deposited, but can check online at ftb.ca.gov/refund/.
- If the FTB identifies a correctible problem with a return, such as an error in estimated tax payments made during the year, it automatically corrects the return and – when direct deposit has been requested – will still do direct deposit.
- A notice of the correction will be mailed to the taxpayer; it may arrive after the direct deposit. The FTB requests that taxpayers not call about a refund, if different from expected, until they’ve received an FTB notice (or, of course, until a reasonable period – a week or more – after the deposit, and no notice has been received).
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